Benefits of Working with a Builder’s Lender

It’s easy to get excited about buying a new home, but paying for it? Now that’s enough to give anyone a headache. Most of us don’t relish the idea of dealing with mortgage brokers, evaluating loan options and trying to figure out rates…

At Gemcraft Homes, we have partnered with Southern Trust Mortgage as our lender of choice. Our goal for you is a stress-free and enjoyable experience, and that includes the financing of your new home.

You might be wondering why choosing a builder’s lender is the best choice. After all, you have lots of options for financing. It’s a valid question, and we want you to feel comfortable throughout your whole purchase process. So here are three reasons why working with our preferred lender benefits you!


Throughout the process of building a new home, you have plenty of decisions to deal with. Should it really be compounded with unnecessary headaches as well? We don’t think so!

Using a preferred lender means they’re already familiar with our homebuilding process, and will know exactly what your options are for financing. This saves you time and effort that you could better spend on other aspects of your home buying experience.

Southern Trust has a team of mortgage professionals who know what they’re doing and are here to help you every step of the way. The process is simple, streamlined and transparent — and not every lender you choose can offer that!


We all want to have the biggest bang for our buck, and financing your home is no exception. We know that every dollar matters when buying a new home because it’s an investment in your future!

Generally, a builder’s lender will offer you the ability to qualify quicker and receive better rates than you might get elsewhere. There are often special incentives from a builder’s lender that could save you even more money!

We have worked together with Southern Trust Mortgage to provide you the best possible rate, loan type and closing costs. They know our process inside and out and can help you get an idea of what your numbers will look like at different price points. And when it’s time to sign on the dotted line, they’ll work closely with you to make sure that you’re getting the best deal possible.


We believe that a good reputation is everything. We’re in this business to build great homes and give people the best customer service possible. One of the best ways that we can help you is by partnering with a lender that has a positive reputation in our communities.

The Southern Trust Mortgage team has been around for over 20 years. Their success is because of strong personal relationships with their clients — relationships that they’ve earned.

Thanks to their excellent communication and exceptional service, they make our homebuyers’ experiences better. You can trust that they will be there to help you every step of the way; from your initial discussion with them all the way to closing on your home!

If you’re ready to take the next step in homeownership, Gemcraft Homes is here for you. We can walk you through the homebuying process and help you find your new dream home! And when it comes to financing, we’ve got you covered there too!

Our team will work closely with Southern Trust Mortgage to ensure that your experience is as smooth as possible. Ready to get started? Contact our friendly team today!